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The Insurance Services Office (ISO) grading schedule
is applied to many fire departments in most states approximately
every 10 years. The purpose of the grading is to aid in calendaring
fire insurance rates. It reviews and correlates features of public
fire protection that have a significant effect on minimizing fire
damage. Basically, the better the fire department the lower the
number. In essence, the lower the rating, the lower the insurance
rate--assuming the fire insurance company subscribes to the system. The
Village of Bradley is rated 4 out of 10.
Specific questions regarding the schedule of rating can be directed
to your insurance agent, broker, or the State Board of Insurance.
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